• A customized loan product to cater all agricultural needs.
  • All loans are covered by crop insurance.
  • Dedicated Doorstep Service Center (DSC) to service the needs of customers.
  • Simplified documentation for hassle free loan processing and disposal.
  • Attractive and simple rates of 3% - 5% per month.
  • Repayment depending on harvesting season & crop pattern.
  • Free savings account to all the applicants.
  • Minimum security is required.
  • Statement of loan accounts is provided for free.
  • Dedicated loan officers and mobile alerts for all your transactions.

YAKO Agricultural loan is a tailor made loan product to enable farmers to generate agricultural incomes in a sustainable manner through value addition, production capacity enhancement and quality outputs.
This loan can be accessed by individuals or as a group of up to 5 farmers.
Why should you apply for this loan?

  • Enables farmers improve their house hold incomes
  • Increases farmers’ production capacity
  • Enables farmers to add value to the agricultural outputs
  • Promotes sustainable agricultural incomes

Qualifications for this loan

  • Farmers aged 18 – 50 years
  • Farmers with at least 2 years of experience in the enterprise
  • Farmers showing ability to repay the loan
  • Small holder farmers with who are well established
  • Holders of Saving Account with Yako MDI Ltd
  • Possession of an acceptable form of collateral/security
  • Certificate of Registration from the district (for Group farmers)

Comes with outstanding benefits:

  • Loan amount of up to Shs.15 million
  • Repayment period of up to 2 years
  • Repayment depending on harvesting season & crop pattern
  • A grace period
  • Dedicated Doorstep Service Center (DSC) to service the needs of customers
  • Corp Insurance to cover all the loans for any natural calamity and accidents (credit life)
  • Competitive interest rates
  • Available to individuals and groups borrowers of up to 5 members.

Which agricultural projects are eligible?

  • Rice, Banana, Tea, Coffee, Maize, Sorghum and wheat growing
  • Produce (fruits and vegetables)
  • Live stock keeping (Cattle, Goats, Piggery, Poultry, Bees).